LAGOS — The Lagos State Government has introduced the Lagos Private Health Plans (LPHP) as part of efforts to expand health insurance coverage for salaried workers and corporate organisations across the state.
Governor Babajide Sanwo-Olu announced the initiative while flagging off the enforcement of Executive Order EO/BOS/01 of 2024. He said the new health plans would complement the existing Ilera Eko scheme, which provides coverage for vulnerable residents and workers in the informal sector.
According to the governor, residents and employers have until December 31, 2026, to obtain the required health insurance coverage, while formal enforcement will commence on January 1, 2027.
Sanwo-Olu said the policy was necessary as rising healthcare costs continue to place financial pressure on families, particularly when emergencies occur. He noted that the initiative would help residents access quality medical care without putting their household finances at risk.
The state government disclosed that 21 Health Maintenance Organisations (HMOs) have already partnered with the initiative to expand private-sector health insurance coverage.
To further support vulnerable residents, the government increased its Health Equity Fund from ₦1 billion to ₦3 billion. The fund is expected to enable the state to pay insurance premiums for more than 500,000 residents who cannot afford health insurance independently.
Sanwo-Olu also stated that hospitals in Lagos must not deny patients emergency treatment because of financial difficulties. According to him, patients must first be stabilised before payment or insurance details are discussed.
The governor urged business owners and employers to regard employee healthcare coverage as a mandatory responsibility, stressing that stronger healthcare financing would contribute to a healthier and more productive Lagos.
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